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The US EB-5 Immigrant Investor Program has been a popular path to obtain a US permanent resident card also called a green card. To be eligible for the program, an applicant must invest a minimum of USD $800,000 in a project located in a designated Targeted Employment Area (TEA), or USD $1.050,000 in a non-TEA area. The investment must create at least 10 full-time US jobs for at least two years.

Having a green card provides several benefits, such as the ability to travel outside the United States and return without needing to apply for a visa, eligibility to apply for certain government-sponsored financial aid for education, and access to social security benefits and Medicare.


What is an EB-5 Regional Center?

EB-5 Regional Center

An EB-5 Regional Center is a US government-approved organization that promotes economic growth and job creation in a specific geographic region, through the EB-5 Immigrant Investor Program. Regional Centers are authorized to operate under the supervision of the US Citizenship and Immigration Services (USCIS). They are responsible for identifying and managing investment opportunities that meet the US EB-5 program requirements, which include creating at least 10 new jobs per investor. They typically focus on a particular industry or geographic area and leverage foreign investment to fund job-creating projects such as real estate development, infrastructure improvements, or technology upgrades. By pooling investments from multiple EB-5 investors, Regional Centers can undertake larger-scale projects that have a significant economic impact.


Why is an EB-5 Regional Center required?

The EB-5 Regional Centers offer a structured framework for attracting foreign investment, stimulating economic growth, and creating employment opportunities in targeted areas of the United States. It combines the advantages of indirect job creation, larger-scale projects, and specialized management expertise, making it an attractive option for both investors and local communities seeking economic development.

The Regional Center offers a smooth and efficient path to EB-5 investment allowing applicants to invest passively to obtain a green card, while the Regional Center takes on the bulk of the work along with the project.


Differences Between EB 5 Direct Investment vs Regional Center

When it comes to obtaining an investor visa, there are two primary paths to consider: the Regional Center program and the traditional direct program. In the EB-5 Regional Center program, the applicant invests in a project or business through a government-approved organization. With the traditional direct program, on the other hand, an applicant makes and investment directly into an enterprise. Although these programs have different processes, their ultimate goal is identical: to secure your investor visa.

There are two main advantages of investing through a Regional Center. First, is the ability to count indirect and induced jobs towards the EB-5 program’s job creation requirements. Indirect job creation are those jobs created in order to build or complete the project, while the workers may not be on the company’s direct payroll. Direct jobs count those operating jobs or those employees who are ultimately on the direct payroll and employed by the company itself. Induced jobs take into account the jobs created in businesses that are not directly part of the investment project but benefit from the economic activity generated by the Regional Center’s projects. This broader scope of job creation calculation allows Regional Centers to raise more investment capital through creation of a larger number of jobs compared to direct investment models which may only count direct jobs.

Second, the Regional Center program allows EB-5 investors to take on a more passive role in their investment. Instead of directly managing the investment project, investors can rely on the Regional Center’s experienced management team to oversee the project’s development, operations, and compliance with EB-5 program requirements. This can be appealing to investors who prefer a more hands-off approach or who lack expertise in a specific industry or market.


Tips for choosing an EB-5 Regional Center

Below are some important considerations when selecting a US Regional Center:

  1. Research: Before selecting a Regional Center, each applicant should research different options to identify those which best fit their investment goals. Several websites provide information on the past performance of each Regional Center. Review this information carefully, set up calls with the Regional Center management team, and even do project site visits if feasible. 
  2. Investment Amount: The investment amount for the EB-5 visa program is USD $1,050,000 if investing in a new commercial enterprise in the United States, or USD $800,000 if investing in a targeted employment area (TEA), which is defined as a rural area or an area which has and unemployment rate of 150% of the national average. The TEA investment amount is lower to encourage investment in economically distressed areas. Therefore, it is important to consult the Regional Centers that have projects TEA if you wish to invest the minimum amount of USD $800,000.
  3. Investment Type: The type of investment also varies by Regional Center. Some Regional Centers invest in multiple industries, while others may specialize in specific areas such as healthcare, hospitality, or renewable energy. A Regional Center who continues to take on projects in the same industry or area over time, will often have more chances of success due to built upon experience in a particular industry.
  4. Past Performance: While past performance does not guarantee future success, reviewing the historical track record of the Regional Center can be useful in determining the potential for returns on your investment and also the ultimate refund of your full capital amount after the loan term is fulfilled.
  5. Reputation: Finally, you should consider the Regional Center’s reputation. Conduct online searches, reviews, and ratings on the Regional Center, to identify any issues that may impact the investment. You may also want to consult with a lawyer who specializes in EB-5 investor visas. The EB-5 Industry is quite small and it should be easy to get a sense of which Regional Centers are reputable through conversations with skilled industry professionals who have garnered many years of experience with the EB-5 program.


Advantages of EB-5 Regional Centers

Advantages of EB-5 Regional Centers

  1. Less Risk for the Immigration Process: Regional Centers are pre-approved by USCIS which eases the investor’s burden of evaluating a direct EB-5 investment. This reduces the risk of rejection of the visa as it follows a pre-approved process path.
  1. Reduced Management Burden: EB-5 investors who invest through a Regional Center, don’t need to be involved in the management of the project/business, which allows for a passive path toward a green card.
  1. Rehabilitating Communities: Investment in a Regional Center can help upgrade communities, specifically designated zones benefitting urban and rural development projects that otherwise would succumb due to lack of investment.
  1. Shorter Processing Time: The processing time for a Regional Center investment can potentially be shorter than that of the direct investment if taking into consideration a project is pre-approved by the USCIS, has already had investors approved, has done the same types of projects in the past, and due to the fact that document compilation is swifter as all documents via a Regional Center are already provided for the investor’s application.
  1. Less Risk of Capital Loss: The EB-5 Regional Center does not offer guarantees. However, if an investor chooses wisely and works with a well reputed and experienced Regional Center with a positive and robust track record of success, the likelihood of return of funds is high and risks for loss are greatly mitigated. On the contrary, in a direct investment, investors must realize that a high percentage of new businesses in the US often fail and therefore risk of loss of funds can be great.
  1. Government Oversight: Since Regional Centers are required to provide annual audits to the government on use of investor funds and project progress, there is a greater oversight by the US government on projects run through Regional Centers as well as Regional Center compliance itself to avoid issues with fraud or misappropriation of funds. 



Regional centres provide a streamlined process for foreign investors by offering pre-approved projects, pooled investment opportunities, and professional management. They are also obligated to create jobs and provide economic benefits to the designated area. 


Immigration Consultancy in Dubai

Immigration Consultancy in Dubai

Step Global, an immigration advisory firm specialised in citizenship and residency by investment programs, can assist you with your application for the Portugal Golden Visa, US EB-5 Immigrant Investor Program, Canada Start-Up Visa, and Portugal  Golden Visa.


Yes, Regional Centers in the context of the EB-5 program are approved by the U.S. Citizenship and Immigration Services (USCIS). To obtain approval as a Regional Center, an entity must submit a comprehensive application to USCIS, providing evidence and documentation to demonstrate that it meets the eligibility requirements.

The processing time of an EB-5 application may vary. For example, processing time will take longer if the source of funds is not documented properly. Processing time will also depend on the country of birth as the government caps visa issuance per country on an annual basis. You can consult the Step Global immigration lawyers to find out more about the current processing time.

The terms and conditions of the investment agreement with a Regional Center can vary depending on the specific Regional Center and investment project. It is crucial for EB-5 investors to carefully review and understand the terms and conditions of the investment agreement before making any investment decisions. Key aspects that are typically covered in the investment agreement include investment amount and structure, project description and objectives, job creation, escrow arrangements, investor rights and protection, exit strategy, project oversight and reporting, risk factors and disclosures.

While the specific support services may vary depending on the Regional Center and the investment project, here are some common areas where Regional Centers offer assistance and support:

  • Project Management: Regional Centers oversee the day-to-day operations, monitor progress, and ensure compliance with the project’s objectives and requirements.
  • Updates and Reporting: Regional Centers often provide regular updates to investors on the progress of the investment project which includes financial reports, project milestones, and any relevant developments.
  • Job Creation Reporting: As job creation is a key requirement of the EB-5 program, Regional Centers typically track and report on job creation associated with the investment project including providing such documentation for the final stage of the EB-5 application process (I-829 Stage).

Yes, Regional Centers can often agree to provide references from successful EB-5 investors as part of their marketing efforts and to showcase their track record. However, it’s important to note that Regional Centers may have limitations on the information they can disclose about past investors due to privacy and confidentiality considerations. Some Regional Centers may provide anonymized or generalized testimonials to protect the privacy of their investors.

The main benefits offered by Regional Centers include the ability to count both direct and indirect job creation towards the job creation requirement of the nvestmand that they take on the responsibility of managing the investment projects and ensuring compliance with the EB-5 program requirements.