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US EB-5 Green Card Eligibility
- Be at least 18 years old
- Make a qualifying investment in a U.S. enterprise
- Demonstrate lawful source of investment funds
- Ensure the investment creates at least 10 full-time U.S. jobs
- Invest a minimum of $800,000 in a TEA Designated Zone project which may be of Rural or Infrastructure or a minimum of $1,050,000 for direct projects

EB-5 Program Eligibility Criteria
Applicants must meet two key USCIS requirements. A minimum investment of USD $800,000 is required for approved projects located in a Targeted Employment Area (TEA), including rural or infrastructure-based projects. Projects outside these categories require USD $1,050,000. The invested capital must generate 10 full-time jobs for U.S. permanent residents or citizens. All funds must originate from a lawful and verifiable source, supported by proper documentation.
EB-5 Green Card Application Process & Timeline
Choose an experienced EB-5 lawyer to:
- Check eligibility and compliance
- Review family member inclusion
- Explain investment amount, timelines, and RIA rules. Early legal guidance helps avoid delays or rejection.
Your attorney prepares and files the I-526E petition by:
- Verifying documents and source of funds
- Selecting a USCIS-approved EB-5 project
- Structuring and documenting the investment
- Eligible U.S. applicants may file concurrently for work and stay authorization.
After approval:
- Outside U.S.: Apply through U.S. consulate
- Inside U.S.: Adjust status domestically. You receive a 2-year conditional Green Card with full living and working rights.
After two years, file I-829 to:
- Prove investment was maintained
- Confirm 10 U.S. jobs were created Once approved, conditions are removed and permanent EB-5 Green Cards are issued.
Regional Center Vs Direct Investment
Regional Center EB-5 | Direct EB-5 Investment |
Invests through a USCIS-designated Regional Center | Invests directly into a U.S. business (own or partnered) |
Common sectors include real estate, infrastructure, healthcare, manufacturing | Can be a new or existing commercial enterprise |
Requires choosing a reputable and compliant Regional Center | Requires ongoing compliance, job tracking, and reporting |
Ideal for investors seeking a hands-off approach | Ideal for investors wanting control and active participation |
EB - 5 Green Card vs F-1 Student Status
F-1 Student / H-1B Visa Status | EB-5 Green Card Status |
Temporary status tied to studies or employer sponsorship | Permanent resident status with long-term stability for students and families |
Higher tuition fees at U.S. universities (international or non-resident rates) | Lower domestic tuition rates at public universities as a U.S. resident |
Limited or restricted access to top notch internship opportunities | Full access to internships, cooperative programs, and real-world experience |
Uncertain future due to visa caps, selection systems, and sponsorship risks | Career certainty with freedom to change jobs, start a business or build long-term careers |
What Is the EB-5 Investor Program?
The EB-5 Investor Program is a United States government-authorized initiative that allows foreign investors to obtain permanent resident status by making a qualifying investment in a US commercial enterprise that creates jobs for American workers.
Successful applicants and their immediate family members (spouse and unmarried children under 21) may live, work, and study anywhere in the United States.
Key Benefits of the EB-5 Program
- Permanent residency for the main applicant and eligible family members
- Freedom to live, work, or study anywhere in the US
- Access to US education with domestic tuition advantages
- No requirement for sponsorship by an employer or family member
- No age, language, or prior business experience requirement
- Potential return of invested capital (subject to project structure and performance)
Who Can Apply for the EB – 5 Program?
The EB-5 program is suitable for investors who:
- Are able to make a qualifying investment using lawful funds
- Can demonstrate the legal source and path of investment capital
- Seek long-term residence in the United States
- Prefer a structured, government-regulated investment pathway
EB – 5 Investment Requirements
Minimum Investment Amount
- USD 800,000 for projects located in designated employment areas
- USD 1,050,000 for projects outside designated areas
Job Creation Requirement
- Each investment must create at least 10 full-time jobs for US workers
Investment Duration
- Funds must remain invested throughout the conditional residency period, subject to project terms
EB-5 Investment Options
1. Regional Center Projects
Regional center projects pool investor funds into government-approved developments such as infrastructure, hospitality, or mixed-use real estate.
Key advantages:
- Indirect and induced job creation may be counted
- Professionally managed projects
- Suitable for investors seeking a more hands-off approach
2. Direct Investment Projects
Direct investments involve establishing or investing in an operating US business.
Key advantages:
- Greater control over business operations
- Direct job creation
- Suitable for entrepreneurs with active management plans
Step-by-Step EB-5 Process
- Initial Eligibility Assessment
Review investment capacity, source of funds, and family structure - Project Selection & Due Diligence
Evaluate regional center or direct investment options - Application Submission
File the EB-5 petition with required documentation - Conditional Residency Period
Applicant and family receive conditional permanent resident status - Conditions Removal
Demonstrate job creation and compliance to obtain full permanent residency
Expected Timeline & Milestones
- Eligibility review & project selection: 1–2 months
- Application processing: Varies based on country and government workload
- Conditional residency period: Approximately 2 years
- Permanent residency approval: After successful compliance review
Processing times may vary depending on individual circumstances.
Source of Funds & Compliance
Investors must demonstrate that investment funds were obtained through lawful means, such as:
- Business income
- Salary or professional earnings
- Property sale
- Gifts or inheritance
- Investment returns
Proper documentation and transparent fund tracing are essential for approval.
Risk Considerations & Due Diligence
All investments involve risk. Before proceeding, investors should evaluate:
- Project structure and exit strategy
- Developer track record
- Capital protection mechanisms
- Job creation methodology
- Compliance with EB-5 regulations
Professional guidance and thorough due diligence are strongly recommended.
Why Choose Step Global Group?
- Extensive experience in global residency and investment programs
- Access to carefully evaluated EB-5 projects
- End-to-end support from eligibility assessment to residency approval
- Transparent process and client-centric advisory approach
Start Your EB-5 Journey
If you are considering the US EB-5 Investor Program, Step Global Group can help you evaluate eligibility, select the right investment option, and navigate each stage with clarity and confidence.
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Frequently Asked Questions
1. Can my family be included in my application?
Yes. Your spouse and unmarried children under 21 are included under a single application.
2. Do I need to actively manage the business?
Not necessarily. Regional center projects allow passive participation.
3. Is there a requirement to live in a specific US state?
No. Permanent residents may live anywhere in the United States.
4. Can I travel freely after approval?
Yes. Permanent resident status allows international travel, subject to residency obligations.
5. What happens after the conditional period?
Once job creation and compliance are confirmed, conditions are removed, granting full permanent residency.
No, to date there are no language requirements to apply to the EB-5 investor visa program.
No. There is no minimum age restrictions for the EB-5 investor program except that the investor must be at least 18 years old, enter into legally binding contracts, and obtain conditional permanent residency and citizenship.
The transfer of your capital is made once the legal team has completed the compilation of your I-526E application and immediately prior to its submission with USCIS. The confirmation of your transfer will be included in your application. However, Step Global, a registered immigration and visa consultant in Dubai, may ask for partial financing and payment plans for our clients depending on the project. This provides investors the flexibility to enter the application queue immediately with a deposit while continuing to fund the total investment in installments over time through a payment plan.
EB-5 investments must be considered at risk for the duration of the investor’s two-year conditional resident status (us green card), and they will receive their funds back. Should any or all parts of your investment be returned, it can only happen after the sustainment period and/or I-829 petition is filed to ensure to the US government that your funds remain invested. The terms of repayment should be specified in writing within the project offering documents and legal contracts signed between the Regional Centers, developers, and investors at the time of the initial investment.
If your application I-526 petition is denied, the capital investment that was placed in the U.S. escrow account will be returned to you within a commercially reasonable period of time. The terms of return on capital investment should be specified in writing within the project offering documents and legal contracts signed between the regional centers, developers, and investors at the time of the initial investment. Any sponsorship, legal, and consulting fees will be deemed non-refundable upon payment.
Yes, a student who is obtaining an EB-5 green card and becoming a U.S. permanent resident is considered a domestic student and thus pays significantly less for college and university tuition than international students. For instance, undergraduate residents at the top public university in 2022 – the University of California – Los Angeles – paid approximately $13,268 in annual tuition, compared to approximately $43,022 for international students. This means that you can save approximately $30,000 on a yearly basis per child. A student holding a U.S. green card and willing to obtain a master’s degree will save up to $150,000 within five years. This benefit is especially helpful for families who choose to send multiple children to the US for post-secondary education or children who are obtaining multiple degrees.
Yes, you can travel in and out of the US while the EB-5 application is in the pending process if you have a valid visitor visa. Once your I-526 petition is approved and a conditional green card is issued, you can live in the US while awaiting the approval of your I-829 petition for you to become a US permanent resident.
As of March 15, 2022, the US government also introduced the concept of adjustment of status (AOS) Concurrent filing for EB-5 applicants. This means that those already in the US on any legal visa status can apply to adjust their status from within the US while waiting for their EB-5 application to be processed. Along with this submission, they can submit for an employment authorization card and travel document. Within months, the applicant will have the ability to legally live and work in the US without employer sponsorship while they wait for their EB-5 green card application to be processed and their visa to be obtained.
Yes, EB-5 investors with pending I-829 petitions may apply for U.S. citizenship if they meet all other requirements. In order to apply for US citizenship, you must stay in the US for two and a half years out of five years as a permanent resident/green card holder. This is easy for students who are already studying in the US.
Dubai residents may choose to invest in the US EB-5 Investor Visa route if they’re looking to migrate to the United States to access new job opportunities. Many Dubai Residents also apply to the EB-5 Investor visa to unlock educational benefits for their children studying in the United States such as lower tuition fees, access to scholarships and limited program spots, and overcome job limitations during education. The EB-5 Visa Program also allows F-1 international students who have graduated from a US university and were unable to secure an H1-B visa to remain in the US and work without the need for employer sponsorship.
Yes, you can immigrate to the US without a job offer by applying to the U.S. EB-5 Immigrant Investor Program. The EB-5 Immigrant Investor Program is a citizenship-by-investment program that requires a minimum investment of USD 800,000 (refundable after a few years) in exchange for a green card.
The minimum investment amount for EB-5 is $800,000 USD in targeted employment areas (TEA) and rural areas. The minimum investment amount for EB-5 in all other areas is $1.05 million USD.
The EB-5 Visa is not reliant on professional background and skills in order for an applicant to qualify as is similar for all other employment-based green cards.
Instead, with the EB-5 visa and investor simply needs to make an investment of the minimum amount in order to qualify.
The EB-5 visa relies on job creation rather than the employment status of the investor.
The EB-5 visa program is beneficial because it is currently the fastest, easiest, and most predictable path to permanent residency and citizenship in the United States. In addition, the program has become more secure for investors following the Reform and Integrity Act of 2022, offering protections like grandfathering of applications to avoid any retroactive effects from future changes in legislation, and more scrutiny on projects and regional centers.
The risk with the EB-5 Program is that USCIS does not allow for any guarantees for return of funds under the program. Therefore, it is imperative that investors do proper due diligence on the projects they wish to invest in and the Regional Centers through which these projects are being sponsored before making any type of financial investment.
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